Restaurant Guard reimburses an operation for expenses related to foodborne illness and other liabilities.

This includes costs to replace contaminated food, required equipment cleaning, and loss of income as a result of being shut down, medical tests or vaccinations for affected employees, crisis management and PR, and more. Limits up to $25M are available, with a minimum premium of $300.

Coverage triggers:

• Food-borne illness
• Supplier contamination
• Public health authority announcement
• Malicious tampering
• Adverse publicity
• Workplace violence
• Product extortion
• Disease outbreak

What's covered:

• Pre-incident expenses
• Lost revenue replacement
• Extra expense
• Extortion costs
• Employee expense
• Brand rehabilitation expense
• Recall costs
• Consultant/advisor costs
• Disease outbreak costs
• Lost royalty income

24/7 Crisis Management from WorldAware:

Our services enable organizations to reduce their risks and act effectively at a time of crisis. A combination of pre-incident and response services ensure that all our clients are prepared for challenges they may face:

• Crisis Management
• Recall Management
• Food Defense, Food Fraud, Malicious Product Tampering and Site Security
• Food Safety Modernization Act
• Business Continuity
• Audits
• Food Safety Auditor Training
• Quality Systems
• HACCP and HARPC
• Supplier Management/Supply Chain Program
• Social Responsibility and Sustainable Business Management
• Consumer Complaint Management
• Incident Response
• Recall Response Support

Order a customized solution from our menu of options.

Food-borne illness coverage can be part of a total restaurant insurance solution that includes:

• Employment Practices Liability
(Including Wage & Hour)
• Worker’s Compensation
• Liquor Liability
• General Liability & Property
• Valet & Parking
• Terrorism – Active Shooter
• Cybersecurity